Smart Buildings

Internet of Things for the Insurance Industry: Privacy vs Rewards

Forward thinking insurance firms are realising that they can increase their profitability metrics and better their risk modelling by investing in the Internet of Things (IoT). Earlier this year Verizon released its State of the Market: The Internet of Things 2015 report; a comprehensive look at how enterprises adopt and implement connected strategies in different industries. The report found that IoT solutions can help insurers increase new business success rates, boost renewal retention, maintain claims best practices and improve overall loss adjustment expense ratios. The ability to bring Internet connection to nearly every type of consumer device will have huge implications for the insurance industry over the next five years. Insurers looking to cut costs, improve business practices, and better assess clients' risk levels, will increasingly invest in IoT. However, IoT is not a new concept for the insurance industry; as drivers drive, insurers remotely gather data and actuaries analyse performance in near real-time. The […]

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